Udyam Flex Loan 2.5

The Udyam Flex Loan, offered by Vivifi India Finance Pvt. Ltd., a registered non-banking financial company with the RBI, provides convenient business financing solutions for MSMEs in India. The loan amounts available are up to Rs. 10 lakh, with an Annual Percentage Rate (APR) ranging from 18% to 48%. The repayment period varies from 6 to 18 months.

This loan product is designed to deliver prompt and customized financial support tailored to meet the immediate capital needs of MSMEs across diverse sectors. It aims to facilitate business expansion and operational continuity by providing rapid access to funds.

Recognizing the vital contribution of MSMEs and entrepreneurs to India's economic progress, Udyam Flex Loan is specifically structured to empower small businesses to grow and scale efficiently. Its core objective is to act as a catalyst—serving as a "Business Booster"—to help small enterprises reach their potential.

The overarching mission is straightforward: to equip entrepreneurs with the necessary financial resources to develop and expand their ventures. Through quick loan disbursements, the product bridges the gap between entrepreneurial aspirations and tangible achievement, ensuring accessible capital irrespective of industry or business size.

Reasons to consider the Udyam Flex Loan app include:

• Streamlined, hassle-free processing for loans up to Rs. 10 lakh
• CIBIL score acceptance with minimal credit hurdles
• Fully digital application process
• No collateral required and immediate approval
• Dedicated customer support services

The app supports a wide range of industries, including:

• Kirana retail stores
• E-commerce and retail businesses
• Textile and manufacturing units
• Auto parts retailers and distributors
• IT service providers
• Healthcare products and services
• Construction and real estate firms
• Engineering enterprises
• Food processing and catering businesses
• Agriculture and farming operations

An illustrative EMI calculation for a typical MSME loan from the Udyam Flex platform might be as follows:

• Loan Amount: Rs. 100,000
• Disbursed Amount: Rs. 97,500
• Interest Rate: 28%
• EMI: Rs. 9,653.78
• Loan Tenure: 12 months
• Processing Fee: 2.5%
• APR: approximately 33%
• Total Repayment: Rs. 118,345.38
• Total Interest Paid: Rs. 15,845.38

Eligibility criteria for obtaining a Udyam Flex Loan include:

• A minimum of 6 months of operational history
• Udyam Registration or business registration proof
• Minimum monthly turnover or sales of Rs. 30,000

The application process involves three straightforward steps:

1. Download the Udyam Flex Loan app
2. Provide required personal and business details
3. Upload relevant business documentation

Upon verification and approval, funds are disbursed promptly, enabling businesses to implement growth initiatives without delay.

If you have further inquiries:

• Email: [email protected]
• Phone: +91-40-4617-5151
• Address: Unit A, 9th Floor, MJR Magnifique, Khajaguda X Roads, Raidurgam, Hyderabad, Telangana-500008

Additional information is available at https://www.udyamflexloan.com/, or you can download the Udyam Flex Loan app to begin your journey.